A home is one of the biggest purchases you can make. Having Oklahoma homeowners insurance helps protect that purchase against unexpected events that could lead to a financial loss. The average policy covers not just the structure of your home and your personal property, but also your personal liability in the event that people injure themselves on your property.
While the average policy covers a broad spectrum of events, a homeowner’s policy does not cover flood or earthquake – that has to be purchased in a separate policy or endorsement; contact us for a quote. Also, while homeowners are not legally required to have homeowners insurance, many mortgages feature clauses requiring mandatory insurance coverage. In many cases, the potential cost of replacing valuables and keepsakes makes having this coverage attractive. In short, having home insurance is always a good idea – after all, you’ll never know what life throws your way.
Get in touch with us to compare Oklahoma home insurance quotes from multiple carriers, as well as to ask any questions you have about home insurance in Oklahoma.
If you own acreage, barns, livestock, and equipment, a homeowners policy may not be right for you. Todays farm is different than it was just a few years ago and no two farms are alike; more than just cows and crops you work the land to provide for you family and many others. Some Oklahoma farm & ranch insurance companies have greatly restricted their offerings. If you own a small farm or ranch and are interested in your options please contact us today.